Fix and Flip

Core Capital Lending offers financing of up to 85% of purchase price and 100% of
rehab (capped at 75% of ARV). We also give our clients an option to roll payments into the loan.
We offer funding to first-time investors and love to help people grow their portfolio with ease.

Loan Criteria

Collateral

Non owner occupied residence, single family, duplex, triplex and quadplex

LTV

Up to 85% of purchase price plus 100% of the rehab costs (LTV's are subjected to change based on credit experience and other varying factors)

Loan amount

$60,000-$2,000,000 / $2,000,000-$14,000,000 (with additional approval)

Terms

6 months, 12 months and 18 months

Minimum FICO

There is no minimum FICO, however scores 600 or below will need to supplement a letter of explanation.

*Borrowers must have at least 1 previous entry/exit in an investment property in the past 36 months to qualify.

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Fast and Efficient

Light Documents

Experience You Can Trust

Our fix and flip program provides the perfect short term solution for new and experienced investors looking to renovate new properties. With closings in as little as 48-hours, you can focus on winning deals and less time on underwriting red tape. Our team brings years of fix and flip experience to the table and we’re able to help investors succeed with our fast, efficient process that takes hours and days, not weeks and months.

Our process allows investors to avoid mountains of endless paperwork and intrusive document-gathering. We do not require tax returns or income verification, years of bank statements, or many of the other typical requests from other lenders. We do not utilize a DTI (“Debt to Income”) ratio at all in our underwriting process. We have a quick and straightforward needs list that can be knocked out fast – allowing investors to focus on their properties rather than the hassle of tracking down and providing infinite documents and files.

We are a lender that understands your needs and challenges better than anyone else. Why? Before we were lenders, we were real estate investors ourselves. We understand what you’re looking for in a lending partner as our founders have acquired, renovated and sold thousands of properties principally. We don’t just lend, we are a partner with expert-level knowledge and experience that can advise and assist on your investing journey every step of the way.